Microinsurance activities

The aim of SCCULT and FMiA is to secure borrowers and theie firms due to unexpected events if may occur.

We must have National vision and National strategy, in Tanzania I know we have KILIMO KWANZA (Agriculrure first) then I say we must have regional vision and the all continent.

We must remember value addition, value chain and re

1 Executive summary

2 Organizational backgrounds

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  • 2.1 Current status
  • 2.2 History
  • 2.3 Management team

3 Marketing plan

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  • 3.1 Pricing
  • 3.2 Demand management
  • 3.3 Distribution
  • 3.4 Promotion and brand development

4 Operational plans

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  • 4.1 Manufacturing/deployment plan
  • 4.2 Information and communications technology plan
    • 4.2.1 Staffing needs
    • 4.2.2 Training requirements
    • 4.2.3 Intellectual property plan
    • 4.2.4 Acquisition plan
    • 4.2.5 Organizational learning plan
  • 4.3 Cost allocation model

5 Financial plans

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  • 5.1 Current financing
  • 5.2 Funding plan
  • 5.3 Financial forecasts

6 Risk analyses

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  • 6.1 Risk evaluation
  • 6.2 Risk management plan

7 Decision making criteria

WATANZANIA wa kipato cha chini wataanza kunufaika na bima mpya ya afya ya bei nafuu kutoka kwa Wakala wa Kwanza wa Bima Ndogo itakayoanza kutolewa kwa majaribio Dar es Salaam hivi karibuni, ili kuwaondoa katika hatari ya kupoteza maisha kwa maradhi, kutokana na kipato duni chao.

Akizungumza wakati wa uzinduzi wa bima hiyo Dar es Salaam jana, Meneja Mradi wa wakala huo, Wilson Mnzava alisema sambamba na bima hiyo ya afya, Watanzania hao watanufaika na bima nyingine ya Kilimo Kwanza na ile ya mikopo itakayowafanya warejee katika hali zao za kawaida, baada ya kupata matatizo yatakayosababisha washindwe kurejesha mikopo watakayokuwa wamekopa kutoka

kwa wakopeshaji wao.

Mnzava alisema bima hiyo ya afya inalenga kuiunga mkono Serikali katika vita yake

dhidi ya maradhi na vifo vinavyosababishwa na hali duni ya kipato cha mwananchi

inayomfanya ashindwe kumudu gharama za matibabu.

Alisema wakala wao anahudumia Watanzania watakaokuwa

wamejiunga kwenye vikundi vya watu wasiopungua watatu

ambao watakuwa wanajihusisha na vikundi vya uzalishaji kama vile Saccos,

benki au vingine vya biashara.

Alisema gharama watakayotozwa kwa mwezi ni Sh 3,500 hadi 4,000 tu na kwamba

watakuwa na haki ya kuuelekeza wakala endapo wanataka kulipiwa

matibabu hospitalini au kulipwa fedha.

Katika hilo bima hiyo na nyingine ya afya, alisema kwa siku saba

atakazokuwa amelazwa mteja wao na kuamua familia yake ilipwe, bila kujali

atakaa hospitali kwa muda gani, atalipwa Sh 10,000 kila siku kwa siku saba,

na hiyo itafanywa kwa kila mwana familia yakeatakayeugua.

Huduma nyingine ya bima iliyozinduliwa ni ile ya Kilimo Kwanza

ambapo mwananchi mwenye mazao yatakayokuwa yameathiriwa na janga lolote,

 atalipiwa gharama alizokopa kwa ajili ya kilimo hicho.

Kadhalika, kwa wale wenye mikopo katika asasi au benki mbalimbali

nao watalipiwa mikopo yao pale watakapokuwa wamepata vilema vya maisha au

kupoteza maisha, au sababu zingine zitakazowafanya washindwe kuendelea

 kulipa mikopo hiyo. “Hii ni faida kwa Watanzania, tumeanza kufanya hivyo

kwa benki ya wanawake miaka miwili iliyopita, tumewekea bima mikopo ya

wanavikundi wao waliojiunga nasi,” alieleza Mnzava.

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afya njema launch

• Presenters are: Wilson Mnzava, head of Risk Management
• Allan Joe, consultant from Agha Khan Geneva Switzerland
• Joy Kemibaro, CEO FMiA
• Dr Maurice Kakiziba, Medical Manager

Some good presentation was focused on: • Improved mobile connectivity will improve access to healthcare, education and finance • Domestic as well as international investment necessary for developing Africa’s capital markets • Africa-China trade: building a new, strategic relationship Yes I think its true to improve mobile connectivity because this will improve access to healthcare, finance and Education, in Tanzania majority have mobile phones. I prefer the combination of Domestic and International investment. Local trader must be empowered for developing Africa. Lastly I can say there is NO AFRICA WITHOUT CHINA. In our daily life we a re using CHINA products. Its high time to invest in agriculture, forestry and in fishing, I am sure in the near future CHINA will depends us to get food or raw materials.

By Wilson Mnzava

Source: World Economic Forum website

The Worls Economic Forum were told yesterday to empower youth entrepreneurs, I agree with this point as far as Microfinance is the only approach to starat together with Agriculture.