Microinsurance activities in Tanzania

Microinsurance activities

SCCULT AGM 2011 AT MOSHI KILIMANJARO

The Savings and Credit Union League of Tanzania (1992) Limited (SCCULT) will conduct its Annual General Meeting at YMCA Hall at Moshi Kilimanjaro from 16 – 18 February 2011. Day one will be an Education day, various paper will be presented including The Risk Management/ microinsurance paper from The First Microinsurance Agency Limited (FMiA). FMiA is the agency of Aga Khan Development Network. FMiA and SCCULT are working together to reduce risks of the borrowers within SACCOS in Tanzania.

The aim of SCCULT and FMiA is to secure borrowers and theie firms due to unexpected events if may occur.

RE:AFRICA MUST FOCUS ON COMMERCIAL AGRICULTURE

I have been following World Economic Forum 2010 in Dar es salaam, some of the today presenters emphasize on actionable project to revolutionalize Africa farming. On my view I say Africa must focus on commercial farming.

We must have National vision and National strategy, in Tanzania I know we have KILIMO KWANZA (Agriculrure first) then I say we must have regional vision and the all continent.

We must remember value addition, value chain and re

Hosni Mubaraka resigns

Egypt is free.

Contents of Business Plan

Learn  to prepare business plan:

1 Executive summary

2 Organizational backgrounds

•  
  • 2.1 Current status
  • 2.2 History
  • 2.3 Management team

3 Marketing plan

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  • 3.1 Pricing
  • 3.2 Demand management
  • 3.3 Distribution
  • 3.4 Promotion and brand development

4 Operational plans

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  • 4.1 Manufacturing/deployment plan
  • 4.2 Information and communications technology plan
    • 4.2.1 Staffing needs
    • 4.2.2 Training requirements
    • 4.2.3 Intellectual property plan
    • 4.2.4 Acquisition plan
    • 4.2.5 Organizational learning plan
  • 4.3 Cost allocation model

5 Financial plans

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  • 5.1 Current financing
  • 5.2 Funding plan
  • 5.3 Financial forecasts

6 Risk analyses

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  • 6.1 Risk evaluation
  • 6.2 Risk management plan

7 Decision making criteria

Bima Nafuu ya Afya

Habari za Kitaifa (source Habari Leo)Makabwela kunufaika na bima nafuu ya afya Imeandikwa na Namsembaeli Mduma; Tarehe: 6th December 2010 @ 23:40  visits http://www.habarileo.co.tz/kitaifa/?n=12295

WATANZANIA wa kipato cha chini wataanza kunufaika na bima mpya ya afya ya bei nafuu kutoka kwa Wakala wa Kwanza wa Bima Ndogo itakayoanza kutolewa kwa majaribio Dar es Salaam hivi karibuni, ili kuwaondoa katika hatari ya kupoteza maisha kwa maradhi, kutokana na kipato duni chao. Akizungumza wakati wa uzinduzi wa bima hiyo Dar es Salaam jana, Meneja Mradi wa wakala huo, Wilson Mnzava alisema sambamba na bima hiyo ya afya, Watanzania hao watanufaika na bima nyingine ya Kilimo Kwanza na ile ya mikopo itakayowafanya warejee katika hali zao za kawaida, baada ya kupata matatizo yatakayosababisha washindwe kurejesha mikopo watakayokuwa wamekopa kutoka kwa wakopeshaji wao. Mnzava alisema bima hiyo ya afya inalenga kuiunga mkono Serikali katika vita yake dhidi ya maradhi na vifo vinavyosababishwa na hali duni ya kipato cha mwananchi inayomfanya ashindwe kumudu gharama za matibabu. Alisema wakala wao anahudumia Watanzania watakaokuwa wamejiunga kwenye vikundi vya watu wasiopungua watatu ambao watakuwa wanajihusisha na vikundi vya uzalishaji kama vile Saccos, benki au vingine vya biashara. Alisema gharama watakayotozwa kwa mwezi ni Sh 3,500 hadi 4,000 tu na kwamba watakuwa na haki ya kuuelekeza wakala endapo wanataka kulipiwa matibabu hospitalini au kulipwa fedha. Katika hilo bima hiyo na nyingine ya afya, alisema kwa siku saba atakazokuwa amelazwa mteja wao na kuamua familia yake ilipwe, bila kujali atakaa hospitali kwa muda gani, atalipwa Sh 10,000 kila siku kwa siku saba, na hiyo itafanywa kwa kila mwana familia yakeatakayeugua. Huduma nyingine ya bima iliyozinduliwa ni ile ya Kilimo Kwanza ambapo mwananchi mwenye mazao yatakayokuwa yameathiriwa na janga lolote,  atalipiwa gharama alizokopa kwa ajili ya kilimo hicho. Kadhalika, kwa wale wenye mikopo katika asasi au benki mbalimbali nao watalipiwa mikopo yao pale watakapokuwa wamepata vilema vya maisha au kupoteza maisha, au sababu zingine zitakazowafanya washindwe kuendelea  kulipa mikopo hiyo. “Hii ni faida kwa Watanzania, tumeanza kufanya hivyo kwa benki ya wanawake miaka miwili iliyopita, tumewekea bima mikopo ya wanavikundi wao waliojiunga nasi,” alieleza Mnzava. wwwwwwwwwwwwwwwwwwwwwwwwwww

afya njema launch

RE;MICRO ISURANCE TRAINING

Micro insurance training is going on at New Africa hotel, organized jointly with The First Micro insurance Agency (FMiA) and Savings and Credit cooperative Union League of Tanzania (SCCULT). FMiA is the part of Agha Khan Agency for Development.

• Presenters are: Wilson Mnzava, head of Risk Management
• Allan Joe, consultant from Agha Khan Geneva Switzerland
• Joy Kemibaro, CEO FMiA
• Dr Maurice Kakiziba, Medical Manager

Rethinking Africa’s Growth Strategy- Fikra na mbinu mpya za kuiinua Afika.

World Economic Forum on Africa Dar es Salaam, Tanzania 5-7 May 2010

Some good presentation was focused on: • Improved mobile connectivity will improve access to healthcare, education and finance • Domestic as well as international investment necessary for developing Africa’s capital markets • Africa-China trade: building a new, strategic relationship Yes I think its true to improve mobile connectivity because this will improve access to healthcare, finance and Education, in Tanzania majority have mobile phones. I prefer the combination of Domestic and International investment. Local trader must be empowered for developing Africa. Lastly I can say there is NO AFRICA WITHOUT CHINA. In our daily life we a re using CHINA products. Its high time to invest in agriculture, forestry and in fishing, I am sure in the near future CHINA will depends us to get food or raw materials.

By Wilson Mnzava

A New Vision for African Agriculture: Mtazamo mpya wa Kilimo wa Afrika

The “Engine for Growth” Agricultural development is the most effective strategy for boosting economic growth in Africa, concluded panellists at a plenary session of the World Economic Forum on Africa. Joergen Ole Haslestad, President and A New Vision for African Agriculture: The “Engine for Growth” Agricultural development is the most effective strategy for boosting economic growth in Africa, concluded panellists at a plenary session of the World Economic Forum on Africa. Joergen Ole Haslestad, President and Chief Executive Officer, Yara International, Norway, and a Co-Chair of the meeting, outlined an alliance of global companies which have committed to support the government of Tanzania’s Kilimo Kwanza (“Agriculture First”) initiative. At the invitation of the government of Tanzania, the companies will join a working group comprised of global and local business, government, farmers, NGOs, donor agencies and other key stakeholders .

Source: World Economic Forum website

RE:WORLD ECONOMIC FORUM DAR ES SALAAM 2010

I am very happy to see Africa have plent of humana resources and natural resources, but very sad they are not benefiting Africans,

The Worls Economic Forum were told yesterday to empower youth entrepreneurs, I agree with this point as far as Microfinance is the only approach to starat together with Agriculture.